$25,000 to $5,000,000 in working capital, equipment financing, and lines of credit for New York City bar / nightclub operators. Cocktail bars, sports bars, nightclubs, gastropubs, dive bars, lounges. FICO 500+ accepted. Funded in 4 hours.
Apply Now →$25K to $5M on any POS — approved on your revenue, funded in as little as 24 hours. Higher limits than processor-tied lenders.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
We work with bar / nightclub operators across New York City — from independent shops to multi-unit operations.
Bar / Nightclub-specific equipment — ovens, refrigeration, tools of the trade. New or used. 1-7 year terms.
Cover payroll, inventory, vendor payments, marketing. Up to $1M for established bar / nightclub operations.
Renovations, second location buildout, expansion. Capital before doors open.
Revolving credit you draw from when needed — perfect for bar / nightclub cash flow swings.
Payments scale with daily sales — built for seasonal bar / nightclub revenue patterns.
Government-backed financing for qualifying bar / nightclub operators. Longer terms, lower rates.
5-minute application. Soft credit pull. Funded in 4 hours.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
Independent and POS-agnostic — a faster, higher-limit alternative to processor-tied offers. We are not Toast, Inc.
Toast, Square, Clover, Aloha, TouchBistro — keep or switch processors without losing your funding.
Decision in as little as 4 hours, money wired in 24–48. Same-day for clean files.
Up to $5M vs a processor cap. 500+ FICO accepted, underwritten on your deposits and sales.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute