Equipment That Qualifies
Cooking equipment, refrigeration, POS hardware, furniture, HVAC, vehicles (food trucks, delivery vans, catering), real estate improvements.
Financing vs Leasing
| Dimension | Financing | Leasing |
|---|---|---|
| Ownership | You own at end | Lessor owns |
| Term | 12-60 months | 24-84 months |
| Down payment | 10-20% | $0-10% |
| Tax | Section 179 | Operating expense |
Rates
6-18% APR typical. Better rates for longer-life equipment, stronger credit, and 20%+ down.
Process
Vendor quote → 5-min application → 3 months bank statements + quote → same-day decision → funded direct to vendor or to you.