Santa Ana: get $25,000 to $5,000,000 in as little as 24 hours — approved on your revenue, FICO 500+, no existing advance needed.
Apply Now →Santa Ana restaurants running Toast, Square, Clover or any card processor can access $25,000 to $5,000,000 in restaurant working capital — underwritten on your card batches and daily settlement rather than credit alone (FICO 500+), with a decision in 2 to 4 hours and same-day funding. Restaurant Working Capital gives you flexible operating cash for day-to-day service. You don't need an existing loan or advance to qualify — this is straight first-position capital for Santa Ana restaurants.
Two-to-four-hour decisions. Same-day funding. No obligation. Apply Online →
Card volume in Santa Ana is the clearest read on a restaurant there is — it shows covers, average ticket and the swing between a Tuesday and a Saturday. Operators put the capital into:
Apply online in minutes, connect 3 months of business bank statements, and get a decision in 2 to 4 hours. Once approved, Santa Ana restaurants are funded the same day. Requirements: FICO 500+, 6+ months in business, and $10,000+ in monthly revenue.
How fast can a Santa Ana business get funded? Most approvals come in 2 to 4 hours, with same-day funding once you're approved.
Do I need an existing loan or advance? No. This is first position, and a Santa Ana operator with no open advances and clean batches gets the strongest terms.
What credit score do I need? 500+ FICO is accepted. Underwriting reads your card settlement and deposit history, not the score on its own.
Funding that moves at the speed of your Santa Ana batches — approved on sales, funded the same day. Apply Now ⚡
We fund restaurants in Santa Ana and California. Explore nearby cities and other funding options below.