From Coffee to casual dining on Toast — Seattle operators get $25,000 to $5,000,000 funded in 4 hours. No collateral. FICO 500+ accepted. Built for the realities of how Seattle businesses actually run.
Apply Now →$25K to $5M on any POS — approved on your revenue, funded in as little as 24 hours. Higher limits than processor-tied lenders.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
Whether you're scaling a coffee operation or covering payroll on a project gap, we fund Seattle businesses across every major industry.
Seattle's economy runs on coffee, seafood, casual dining on toast. We work with operators across all of them.
Capital tailored for coffee operators in Seattle. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for seafood operators in Seattle. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Capital tailored for casual dining on toast operators in Seattle. Equipment, payroll bridge, expansion, working capital — funded in 4 hours.
Seattle operators don't have 90 days to wait on a bank loan. We approve in hours, fund in 24. Apply by 10am and there's a real chance you're funded by end of day.
We've funded Seattle businesses across coffee, seafood, and more. We know how Seattle's economy actually moves.
Most lenders require FICO 680+. We underwrite on bank statement health and cash flow, not just credit score. Seattle operators with 500+ regularly qualify.
Just three months of business bank statements. No P&L, no business plan, no financial projections. Your bank deposits tell us what we need to know.
5-minute application. Soft credit pull (no impact). Decision in hours. Funded in 4.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
Independent and POS-agnostic — a faster, higher-limit alternative to processor-tied offers. We are not Toast, Inc.
Toast, Square, Clover, Aloha, TouchBistro — keep or switch processors without losing your funding.
Decision in as little as 4 hours, money wired in 24–48. Same-day for clean files.
Up to $5M vs a processor cap. 500+ FICO accepted, underwritten on your deposits and sales.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute