Commercial Dishwasher Down Mid-Service? Repair Funding in as Little as 24 Hours

The rack won't clear and you're 40 covers deep

The dish machine died in the middle of a Friday push. Maybe the Hobart AM-15 stopped heating and nothing's coming out sanitized. Maybe the wash pump seized, the drain motor burned out, or the booster heater quit and your final rinse can't hit 180°F. Either way, the racks are stacking up, the bartender is out of clean glassware, and the line is running out of plates.

This isn't a "deal with it Monday" problem. No sanitizing rinse means a health code violation waiting to happen — and washing everything by hand in a three-compartment sink brings your whole service to a crawl. Every ticket slows down, tables turn slower, and covers you should have served walk out the door. The tech quotes you $2,800 for a new booster and control board, or worse, tells you the 12-year-old machine needs replacing. And it's needed tomorrow morning, not next week.

How funding the repair works

• Apply online in minutes. No phone tag. Fill out the short application at /apply/ and upload your most recent business bank statements.
• Soft credit pull to check. Checking your options is a soft pull — it does not ding your score. We approve on your bank deposits and cash flow, not your FICO. 500+ is fine, no collateral required.
• Get funded fast. Approved offers can fund in as little as 24 hours — often same day if everything's in. Pay the tech, get the machine running, get back to plating.

The math on a dead dish machine

Say your booster heater and control board repair runs $2,800, and the tech can be in tomorrow if he's paid. Now weigh the cost of waiting instead. A busy dinner service moves maybe $6,000 in a night. Hand-washing everything through the sink cuts your table turns and slows the kitchen — lose even a third of that and you're down $2,000 for one Friday. Do it two nights in a row while you scrape together cash and you've already burned more than the repair. Fund it, and the machine's running for the weekend rush.

Who qualifies: restaurants, bars, cafes, food trucks with a commercial kitchen, and catering operations that have been open roughly 4+ months with steady deposits. If real money moves through your bank account every week, you're the owner we fund.

Straight answers

How fast can I actually get the money?

Here's the honest speed rule: apply before early afternoon ET on a weekday with your bank statements uploaded and your approval signed, and same-day funding is on the table. Apply Friday afternoon and it typically lands Monday. We won't promise you a wire in an hour — but for a dish machine down today, 24 hours is realistic.

Will checking hurt my credit?

No. Checking your options is a soft pull. It shows you what you qualify for without touching your score. A hard pull only happens later if you accept an offer and move forward.

My credit isn't great. Am I wasting my time?

Probably not. We approve on your business bank deposits, not your personal credit score. FICO 500+ is generally fine. A slow patch doesn't disqualify you if the cash flow is there.

Do I need to put up collateral?

No collateral required. We're not asking you to pledge the building or the equipment. Approval is based on your restaurant's revenue.

Can I use it for a full replacement, not just a repair?

Yes. If the tech says your machine is done, funding runs up to $500K — plenty for a new commercial warewasher plus install. Repair or replace, it's your call.

What do I need to apply?

Your most recent business bank statements and a few basic details about the restaurant. That's the core of it.

Don't wash another rack by hand. Apply now and get the machine back on before your next service.