$25,000 to $5,000,000 in working capital, equipment financing, and lines of credit for Philadelphia bakery operators. Wholesale and retail bakeries, artisan bread, pastry shops, custom cake operations. FICO 500+ accepted. Funded in 4 hours.
Apply Now →$25K to $5M on any POS — approved on your revenue, funded in as little as 24 hours. Higher limits than processor-tied lenders.
Start your application in about a minute. A real decision fast — soft credit pull, no obligation.
START MY APPLICATION →🔒 Soft credit pull · will not affect your credit score
We work with bakery operators across Philadelphia — from independent shops to multi-unit operations.
Bakery-specific equipment — ovens, refrigeration, tools of the trade. New or used. 1-7 year terms.
Cover payroll, inventory, vendor payments, marketing. Up to $1M for established bakery operations.
Renovations, second location buildout, expansion. Capital before doors open.
Revolving credit you draw from when needed — perfect for bakery cash flow swings.
Payments scale with daily sales — built for seasonal bakery revenue patterns.
Government-backed financing for qualifying bakery operators. Longer terms, lower rates.
5-minute application. Soft credit pull. Funded in 4 hours.
Apply Now →Approved on your revenue, not just your credit. Start your 1-minute application.
Independent and POS-agnostic — a faster, higher-limit alternative to processor-tied offers. We are not Toast, Inc.
Toast, Square, Clover, Aloha, TouchBistro — keep or switch processors without losing your funding.
Decision in as little as 4 hours, money wired in 24–48. Same-day for clean files.
Up to $5M vs a processor cap. 500+ FICO accepted, underwritten on your deposits and sales.
Approved on your deposits, not just your score. Funded in as little as 24 hours.
We fund restaurants in Philadelphia and Pennsylvania. Explore nearby cities and other funding options below.
$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.
START MY 1-MINUTE APPLICATION →No obligation · takes about a minute