✓ Funded in 24 hours500+ credit OK$25K–$5M✓ Soft credit pull✓ Apply in 1 minute
Food Truck Funding · Philadelphia, PA

Philadelphia Food Truck
Funding

$25,000 to $5,000,000 in working capital, equipment financing, and lines of credit for Philadelphia food truck operators. Mobile food operations, catering trucks, street food concepts. FICO 500+ accepted. Funded in 4 hours.

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$25K–$5Mfunding range
24 hrstypical funding
500+credit scores OK
Restaurantsany POS
No collateralfor working capital

See how much your restaurant qualifies for

$25K to $5M on any POS — approved on your revenue, funded in as little as 24 hours. Higher limits than processor-tied lenders.

  • 500+ credit
  • 6+ months open
  • $10K+/mo revenue
1-Minute Application

Apply Now — Get Funded in 24 Hours

Start your application in about a minute. A real decision fast — soft credit pull, no obligation.

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🔒 Soft credit pull · will not affect your credit score

Food Truck Funding for Philadelphia Operators

We work with food truck operators across Philadelphia — from independent shops to multi-unit operations.

Equipment Financing

Food Truck-specific equipment — ovens, refrigeration, tools of the trade. New or used. 1-7 year terms.

Working Capital

Cover payroll, inventory, vendor payments, marketing. Up to $1M for established food truck operations.

Build-Out Capital

Renovations, second location buildout, expansion. Capital before doors open.

Line of Credit

Revolving credit you draw from when needed — perfect for food truck cash flow swings.

Revenue-Based Financing

Payments scale with daily sales — built for seasonal food truck revenue patterns.

SBA Loans

Government-backed financing for qualifying food truck operators. Longer terms, lower rates.

Get Funded in Philadelphia — Apply Today

5-minute application. Soft credit pull. Funded in 4 hours.

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Get funded in 24 hours

Approved on your revenue, not just your credit. Start your 1-minute application.

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Why restaurants choose Toast Funding

Independent and POS-agnostic — a faster, higher-limit alternative to processor-tied offers. We are not Toast, Inc.

🍽️

Any POS, no lock-in

Toast, Square, Clover, Aloha, TouchBistro — keep or switch processors without losing your funding.

Funded in 24 hours

Decision in as little as 4 hours, money wired in 24–48. Same-day for clean files.

📊

Higher limits, approved on revenue

Up to $5M vs a processor cap. 500+ FICO accepted, underwritten on your deposits and sales.

Ready to get funded?

Approved on your deposits, not just your score. Funded in as little as 24 hours.

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Related Funding Options

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Apply Now — Funded in 24 Hours →
Before you go

See how much your restaurant qualifies for

$25K–$5M · funded in 24 hours · 500+ credit OK. A soft credit pull that will not affect your score.

START MY 1-MINUTE APPLICATION →

No obligation · takes about a minute